Privacy Policy

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Palmetto Financial Freedom Initiative (“PFFI,” “we,” “us**,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, sign up for communications, register for events, make a donation, or otherwise interact with us online (collectively, the “Services”).

By using our Services, you agree to the practices described in this Privacy Policy.

Palmetto Financial Freedom Initiative is a nonprofit organization dedicated to providing community education and outreach on personal financial topics. Our website is intended to provide information about our programs, resources, events, and ways to support our mission.

We collect information in three primary ways: (a) information you provide directly, (b) information collected automatically, and (c) information from third parties.

You may provide personal information when you:

• Subscribe to email updates or newsletters
   
• Register for an event, workshop, or class
   
• Make a donation
   
• Volunteer or apply to participate in a program
   
• Contact us through a form, email, or phone
   
• Download resources or request materials
   

This information may include:

• Name
   
• Email address
   
• Phone number
   
• Mailing address
   
• Organization name (if applicable)
   
• Donation amount and transaction details (payment data may be processed by a third party—see below)
   
• Event registration details (e.g., attendance preferences)
   
• Any message or information you submit in a contact form
   

Financial education note: We may offer educational resources that relate to personal finance. We do not require you to submit sensitive financial account information (e.g., bank account numbers, investment account credentials) to use our general educational content.

When you access our website, we may automatically collect information such as:

• IP address
   
• Browser type and device information
   
• Pages visited and time spent on the site
   
• Referring website
   
• General location information (approximate)
   
• Site usage and interaction data
   

This is typically collected using cookies and similar technologies, as described in Section 6.

We may receive information from third-party service providers that help us operate our Services, including:

• Donation platforms
   
• Event registration platforms
   
• Email marketing tools
   
• Website analytics services
   

We use information we collect to:

• Provide and operate our website and services
   
• Respond to inquiries and communicate with you
   
• Send newsletters and updates (you can opt out anytime)
   
• Process donations and provide donation receipts
   
• Register you for events and send event-related communications
   
• Improve website content and user experience
   
• Monitor, prevent, and address security issues and misuse
   
• Meet legal, regulatory, or reporting requirements
   

We do not sell your personal information.

We may share your information only as needed for the purposes described in this policy, including:

We may share information with trusted vendors who help us operate our Services, such as:

• Payment processors (for donations)
   
• Email and communications platforms
   
• Website hosting providers
   
• Data analytics tools
   
• Event registration tools
   

These service providers are authorized to use your information only as necessary to provide services to us.

We may disclose information if required to do so by law, legal process, or a governmental request, or if we believe disclosure is necessary to:

• Enforce our rights
   
• Investigate fraud or security issues
   
• Protect the safety of users or the public
   

If we undergo a reorganization, merger, dissolution, or similar change, information may be transferred as part of that process, consistent with applicable law.

If you make a donation through our website, your payment may be processed by a third-party payment processor. We do not store complete credit card numbers or banking credentials on our servers.

Your donation processor’s privacy practices will apply to payment data they collect. We encourage you to review the privacy policy of the payment provider used on the donation page.

We may use cookies, pixels, and similar technologies to:

• Enable core website functionality
   
• Remember preferences
   
• Understand site usage and performance
   
• Improve the website experience
   

You can control cookies through your browser settings, including deleting cookies or blocking them. If you disable cookies, some website features may not function properly.

If you subscribe to our email list, we may send you updates about programs, events, educational resources, fundraising initiatives, or nonprofit news.

You may opt out at any time by clicking “unsubscribe” in an email or by contacting us at the email address listed below. Even if you opt out of marketing emails, we may still send you administrative communications (such as event confirmations or donation receipts).

We retain personal information only for as long as necessary to:

• Provide the Services
   
• Maintain records of donations and required nonprofit reporting
   
• Comply with legal, tax, and regulatory obligations
   
• Resolve disputes and enforce agreements
   

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Our Services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, please contact us so we can delete it.

Depending on where you live, you may have certain rights regarding your personal information, including the right to:

• Request access to the personal information we have about you
   
• Request correction of inaccurate information
   
• Request deletion of your personal information (subject to certain exceptions)
   
• Opt out of certain data processing, where applicable
   

To request any of these actions, contact us using the information below. We will respond consistent with applicable law.

Our website may contain links to third-party websites (for example, educational resources, partner organizations, or donation platforms). We are not responsible for the privacy practices of third-party sites. We encourage you to review their privacy policies.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes acceptance of the updated policy.

If you have questions about this Privacy Policy or want to submit a privacy request, contact us:

Palmetto Financial Freedom Initiative
Email: info@palmettoffi.org
Mailing Address:300 Executive Center Drive, Suite 104 Greenville, SC 29615
Phone: (864) 807-9272