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Palmetto Financial Freedom Initiative

Palmetto Financial Freedom Initiative Palmetto Financial Freedom Initiative Palmetto Financial Freedom Initiative

STEWART SMITH, LUTCF®, RICP®

Stewart Smith

Stewart leads PFFI not just with experience—but with purpose. His mission is deeply personal.


When Stewart was a teenager, his father ran a successful carpet and tile business in Columbia, South Carolina. But during a major project, his father stepped into an elevator shaft where the floor hadn’t been installed. He survived the fall—but barely. After years of recovery and nine vertebrae fused in his back, the real struggle began: financial survival. Like many small business owners at the time, Stewart’s father didn’t have disability coverage or a backup plan.


Watching his family go from thriving to struggling—simply because no one had helped them prepare—is what drove Stewart into the financial field. He made a decision: no other family should have to go through that if he could help it.


Now, with over two decades of experience in the financial services industry and a U.S. military background, Stewart brings both strategy and heart to his work. He doesn’t just care about the numbers—he cares about the people. The retirees who want peace of mind. The families trying to make wise choices. The individuals who simply want to know they’re going to be okay.


At PFFI, Stewart is not just a director—he’s a man on a mission. A mission to educate, to empower, and to help people live fuller, freer lives.


When he’s not leading the team or speaking at seminars, you’ll probably find Stewart out on a long run—because he believes in showing up for life with the same discipline he brings to financial planning.

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PFFI is a 501(c)(3) nonprofit. 

Your donation is tax-deductible to the full extent allowed by law. Receipts are provided after every gift.


Copyright © 2025 Palmetto Financial Freedom Initiative - All Rights Reserved.


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EDUCATIONAL SEMINARS

Free Financial Education Where It Matters Most — Your Community

The Palmetto Financial Freedom Initiative (PFFI) offers free educational seminars for workplaces, churches, and community groups. You provide the space and the people — we'll take care of the rest.


Our mission is rooted in one simple belief:

Financial freedom begins with education.

Contact us to schedule a free seminar!

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